The Ready for Ageing Alliance – a new charity sector coalition

We note and welcome a new coalition, The Ready for Ageing Alliance, formed to increase the pressure on Government and all political parties to face up to the major changes and challenges from our rapidly ageing society.

Like other commentators we wish it every good fortune but we have reservations. Some of those reservations have been adequately expressed elsewhere and we link you below to Dick Stroud’s excellent blog 50-Plus Marketing on the subject.

http://20plus30.blogspot.co.uk/2013/04/ready-for-ageing-alliance-will-it-make.html

We have long been asking for some statesmanlike approach to the subject of growing older but have seen very little so far. Indeed only this week we have seen major press coverage devoted to the exceedingly trivial issue of who should or should not receive free bus passes and TV licences. This does no credit to the media nor to the politicians involved but does highlight the very poor level of debate currently taking place.

Although the participating bodies in this new alliance are all much esteemed they do, in my opinion, have a fatal weakness – they are mainly concerned with today’s existing old, not tomorrow’s. As such they do not feature all that highly in most people’s consciousness.

The real way to get people involved in ageing issues is to make today’s young realise that this is coming for them, like it or not, and any change now will be for their benefit. And if they want improvement they must take personal and collective responsibility for their futures. Therefore, I would argue for a somewhat different mix of pressure groups to extend the sphere of influence.

Unready for ageing

Although there is nothing new in the House of Lord’s “Ready for Ageing” report published yesterday, it is a useful summary of the issues which our society now faces in relation to changing demographics. And, as the report highlights, it is not just society’s problem, or the government’s, but one about which we must all take greater personal responsibility.

The report recommends, amongst much else, that the 2015 government establishes two Commissions – one to consider the financial aspects of our ageing population and the other to focus on health and social care. However, having pointed out elsewhere in the report that employer and societal attitudes – and lack of flexibility – continue to impact older people’s ability to work longer, I believe there should also be a third Commission to focus urgently on this aspect.

We need a change in attitudes overall to ensure that older people aren’t seen as dependent, needy and a liability but are recognised for what the majority are – active, contributing citizens. Let’s hope that this report leads to action – and isn’t just yesterday’s news.

The report can be downloaded here: http://www.publications.parliament.uk/pa/ld201213/ldselect/ldpublic/140/140.pdf 

It can also be browsed here: http://www.publications.parliament.uk/pa/ld201213/ldselect/ldpublic/140/14002.htm

Older worker stereotypes overturned

A new academic study confirms that almost all negative generalizations about employees over the age of 40 are untrue.

A recently published article, Evaluating Six Common Stereotypes about Older Workers with Meta-Analytical Data by Thomas W.H. Ng (University of Hong Kong) and Daniel C. Feldman (University of Georgia) presents the findings of an analysis of around 400 studies of older workers’ performance.

The paper finds that nearly all negative stereotypes about this group are unfounded and suggests, as the number of older workers continues to increase, that managers should reconsider widely-held misconceptions that often lead to age discrimination.

The study examines six of the most common and damaging stereotypes: i.e. that, compared with younger workers, older employees are (1) less motivated, (2) less willing to engage in training and career development programs, (3) more resistant to change, (4) not as trusting, (5) more likely to experience health problems that affect their work, and (6) more vulnerable to work–family conflicts.

The authors found empirical support for only one of those stereotypes. Older workers, on average, are indeed less likely to engage in career development—an attitude that relates, at least in part, to training programs designed for younger employees. The five other stereotypes were unfounded.

For further information, see http://www.strategy-business.com/article/re00225?gko=70968

The power of the ballot box

Sometimes it is very easy to think that we are the only nation in the world suffering from the various dilemmas now confronting us, in terms of, for example; economic woes, an ageing population, pension and care costs, youth unemployment, obesity, drinking problems and healthy living in general. And this list is by no means exhaustive.

But these issues are global, affecting just about every developed nation and many lesser developed nations as well. And the ways in which other countries are attempting to grapple with the situation are as many and varied as there are nations. We should, therefore, look elsewhere and see whether we like the way things are going and whether they provide a good blueprint for us here.

One particularly pernicious avenue of discussion here, both in the media and amongst politicians (notably of the “two brain” variety), is to set “the young” versus “the old”, as though one camp can only gain if the other camp loses. This is no way to solve such problems, especially if it leads to the actual polarisation of society.

The following extract is taken from a recent report from DutchNews.nl concerning the political situation in Holland:

“Fears that pensioners are being hard hit by the government’s austerity measures continue to boost support for the 50Plus party, according to a new opinion poll.

The TNS-Nipo poll says the fledgling party would win 24 seats in the 150-seat parliament if there were a general election tomorrow. That would make it the second biggest party in parliament, behind the VVD Liberals on 28. The party debuted in parliament at the September general election and has two seats.

The Labour party (PvdA), which currently partners the VVD in the coalition government, would be third with 23. The Labour leader caused a stir earlier this week when he said the over-50s are the richest group in the country.

The TNS-Nipo poll puts the Socialists in fourth place on 19 seats and the anti-immigration PVV fifth with 16.”

Despite an attempt a few years ago to set up an “older persons” party in the UK (which appears to have sunk without trace) we must hope that British democracy is better than this. Just look above at who came fifth in the poll, only a few seats behind!

The Psychology of Retirement

 

These days the line between work and retirement is increasingly difficult to define. How, when and in what manner it occurs is less certain than in the past. Its very meaning has changed with many people continuing to work even though they claim to have ‘retired’.

And, despite its inevitability in one form or another, many individuals still fail to plan adequately for its arrival. For example, a new report from financial services company MGM Advantage claims that “three in five (60%) over 55s admit to being unprepared for retirement”.

Thus the relevance to those interested in older workers of a valuable and interesting new book: The Psychology of Retirement – coping with the transition from work*. It is written by Derek Milne who retired as the Director of the Newcastle University Doctorate in Clinical Psychology training programme in 2012.

Unlike most other guides to retirement which tend to deal with the practicalities of growing older outside of full-time work, this enlightening handbook tackles the unspoken issue that many people find the transition to a happy and fulfilling retirement difficult and stressful.

In response, the book draws on proven psychological coping strategies to aid the process of coping with retirement, ensuring that individuals are able to gain a better understanding of the realities of retirement and maximize their enjoyment of a key period of life.

Incorporating the author’s personal experience, real-life case studies, the latest research and well-established theories, The Psychology of Retirement provides many insights and much food for thought concerning the nature of retirement and the new challenges and opportunities it represents.

* published by Wiley (February 2013).

MGM’s Retirement Nation Report 2012: http://www.mgmadvantage.co.uk/island/wp-content/uploads/2012/11/Retirement-Nation-2012.pdf

The flat rate pension finally arrives.

At long last, and after many years of stalling, we are now close to having a flat rate, single tier state pension system. There has obviously been much coverage in the media and from various charity and support groups.

On the plus side they have highlighted how this will simplify an antiquated and largely unintelligible system so complicated and intrusive that many potential beneficiaries have chosen not to claim what they are entitled to. They have also drawn our attention to the transitional arrangements which are necessary and in which some people will appear to be winners and some losers (against expectations rather than against fact?). This is fine and necessary to make sure that in the changeover process all obvious inequities are dealt with and corrected.

As with all political initiatives such as this, first we get the good news regarding the move to a flat rate pension and then the not-so-good news that National Insurance contributions will have to increase to fund some of it. This does rather take the icing off the cake.

More worrying, though, are the views, already being expressed, that firstly the state pension is not enough (which we know or should do) and, linked to this, that not everyone should get this flat rate pension, that is a return to means testing. I had thought that for once, at long last, people had started to look at our demographic shift and its implications in a more statesmanlike fashion devoid of entrenched short term party politics – but it seems this is a very optimistic hope.

Such views totally miss the long term point of the changes. The flat rate state pension will never be enough on its own unless we tax people out of existence. However, by underpinning personal savings with this pension and then not confiscating it once individuals start to save for themselves we can give people the responsibility, the scope and the encouragement to plan themselves for their own financial well-being according to their own needs, choices and timeframes. And in what manner they choose, be it pensions, properties or direct investment.

A great step forward in upskilling for older workers?

Interesting and potentially exciting news at the end of 2012 that a group of established UK learning institutions are joining forces to enter the world of MOOC provision. For the uninitiated (which, until reading this article, included me) MOOCs are ‘massive open online courses’ – training courses that typically free, conducted online and open to anyone who wants to participate

In 2013 12 UK universities will be getting together to form a new company that will offer the online courses – under the brand name of FutureLearn Ltd. The universities are: Birmingham, Bristol, Cardiff, East Anglia, Exeter, King’s College London, Lancaster, Leeds, Southampton, St Andrews and Warwick, along with UK distance-learning organization The Open University (OU).

Several U.S. universities including Harvard and MIT are already involved with MOOCs as are a few other UK universities but this will apparently be the first large group to set up a dedicated MOOC business located in the UK.

Details of courses and operations are yet to be finalised but the OU said FutureLearn will be open to students in the UK and internationally. It will:

• bring together a range of free, open, online courses from leading UK universities, that will be clear, simple to use, and accessible.
• draw on the OU’s expertise in delivering distance learning and pioneering open education resources to underpin a unified, coherent offer from all of its partners.
• reimagine class-based learning rather than trying to replicate it online – using the potential of digital technologies.

Commenting on the development, Martin Bean, the Vice Chancellor of The Open University said: “MOOCs represent an enormous development in higher education, one that has the potential to bring about long-lasting change to the HE sector.” 

The potential role of MOOCs in ongoing learning and upskilling, particularly for older workers is theoretically vast and could be a key tool for helping people stay in work for longer. Let’s hope that this is borne in mind by those designing and marketing the courses.

Read more at http://techcrunch.com/2012/12/13/12-u-k-universities-forge-moocs-alliance-futurelearn-consortium-will-offer-uni-branded-open-online-courses-starting-next-year/

Hiring people like us

A recent report from Reuters focuses on continuing ageism in America’s Silicon Valley.

The piece starts with the story of a sixty year old who in order to nail a CEO job for which he was extremely well qualified felt he had to shave his head. Later, he “traded in his button-down shirts for T-shirts, made sure he owned the latest gadgets, and got an eyelid lift.”

Later on in the piece, an advisor recommends that to gain employment and credibility in this job market older applicants should “carry a backpack, not a briefcase …Avoid Blackberries and Dell laptops in favor of Android phones and Apple products. And above all, steer clear of wristwatches, which most younger people have replaced with the clocks on their phones.”

A 40 year old female recommends dressing young. For her first interview at Facebook, this market researcher “headed to a boutique popular with women 20 years her junior for advice on “something to look hip” and blend in.

She ditched her tailored pants and blouses for a dress, tights, and biker boots. She then got second and third interviews “and had to come up with more hipster outfits.”

Ignoring the fact that 40 is hardly old, this piece raises the issue of the extent to which ageism is a reaction to chronological age or simply reflective of the fact that people want to employ people who are like them.

In Silicon Valley, if this article is to be believed, this is taken to a farcical level and surely must be unsustainable from the older applicant’s perspective; but nevertheless the argument has some weight in other workplaces.

But – how much should older people be expected to adapt to younger models; and, more importantly, where should it stop?

http://www.reuters.com/article/2012/11/27/us-valley-ageism-idUSBRE8AQ0JK20121127

Good enough for voluntary work, but not for payment or respect?

The value of older people’s contribution to society, via unpaid care, charitable and voluntary work has increased by almost £2 billion in the UK over the last 12 months, to a total of £26.8 billion, according to the new 2012 Retirement Nation report by financial services company MGM Advantage.

The report found that each year those approaching and in retirement give society on average 75 hours of charitable work at a value of £5.7 billion and 73 hours of voluntary community work at a value of £5.5 billion. Most significantly, they provide a massive 326 hours in free care for grandchildren, parents and other family members, saving the family economy £15.5 billion in the last year.

Yet despite this contribution, the majority of older people feel undervalued by society. Two-thirds (65%) feel they are treated badly by politicians, while four in ten (42%) feel that society treats them badly. A further third (34%) feel they are poorly portrayed by the media.

Commenting on these findings Aston Goodey, director of MGM Advantage, said: “It seems £27 billion’s worth of unpaid care, voluntary and charity appears to go unnoticed by society, politicians and the media, with millions of retirees experiencing a significant lack of respect.”

The implications of the withdrawal of this input would be huge for society as a whole, and fortunately is unlikely to happen. But taking such a massive contribution for granted is insulting. Is this just another case of what doesn’t cost isn’t valued? How should older people react?

For futher information see The Retirement Nation 2012 report www.retirementnation.co.uk

Deciding when to persist and when to quit

Harvard professor Rosabeth Moss Kanter writing recently in the Harvard Business Review blog provided twelve guidelines for deciding when to persist and when to quit.

I was attracted by the piece as it seems to me that this epitomises a common dilemma faced by many older people searching for work.

Often I’m asked for advice about how long older jobseekers should persist in sending out CVs and completing application forms in the face of employers’ general disinterest and lack of response. Where does the line lie in this situation between admirable persistence and perseverance and dogged stupidity and lack of acceptance of the situation?  

Although Rosabeth’s list (below) relates to projects and start-ups it nevertheless seemed to me to have some resonance for older people seeking work:

1. Are the initial reasons for the effort still valid, with no consequential external changes?
2. Do the needs for which this is a solution remain unmet, or are competing solutions still unproven or inadequate?
3. Would the situation get worse if this effort stopped?
4. Is it more cost-effective to continue than to pay the costs of restarting?
5. Is the vision attracting more adherents?
6. Are leaders still enthusiastic, committed, and focused on the effort?
7. Are resources available for continuing investment and adjustments?
8. Is skepticism and resistance declining?
9. Is the working team motivated to keep going?
10. Have critical deadlines and key milestones been met?
11. Are there signs of progress, in that some problems have been solved, new activities are underway, and trends are positive?
12. Is there a concrete achievement — a successful demonstration, prototype, or proof of concept?

Perhaps the unemployed over 50s would find it useful to have a similar checklist to help guide their thoughts. If so, what might it highlight? Are any of the above points relevant? Any views?

http://blogs.hbr.org/kanter/2012/10/12-guidelines-for-deciding-whe.html?goback=%2Enmp_*1_*1_*1_*1_*1_*1_*1_*1_*1

New over 55s radio station

Adding new fuel to the perpetual debate about whether older people need or want specific (media) services is a new radio station – The Wireless from Age UK.  According to the press release promoting its launch the station’s raison d’être is to “celebrate later life” through providing a combination of contemporary music, current affairs and informative features.

On the plus side, the station will apparently provide helpful information to help older people make the most of later life – a very valuable service.  On the other hand, it will be staffed by radio veterans (e.g. David Hamilton) and its play list will include “soulful melodies from the 40s and 50s”. 

AND it is called “The Wireless” – a term which suggests that only elderly older people would find it of interest. Unless, of course, the name is intended to be “edgy” and provocative, with discussions to match – now that would be worth listening to.

However, it is an interesting development and it will be fascinating to see how it is received and how it proceeds. No doubt manufacturers of stairlifts, walk-in baths and cruises will find it extremely attractive.

The Wireless is now available on DAB radio across London and Yorkshire24 hours a day, seven days a week, and online across the UK at www.ageuk.org.uk/thewireless.

Do those who retire early live longer?

Should we aim to retire as early as we can or keep working for as long as possible if we want to live a long time? In addressing this question this article on the BBC news site busts some myths and shows how, if we read or hear something often enough, we will believe it is true.

The overwhelming message that emerges from this article is that there is no one single answer – for example some people get stressed by their work and would benefit from stopping whereas some go into decline and become stressed and despondent when they retire and have no work. Personality, personal circumstances (including finances), health, occupation, work environment and out-of-work relationships and interests must all be factored into the mix.

So let’s stop trying to provide a single answer for questions such as this, recognize yet again that you cannot lump all older people together, and satisfy ourselves with understanding that “It all depends…” 

http://www.bbc.co.uk/news/magazine-18952037